KUSUMA WARDHANI, Adelia; SUGENG UTOMO, Damar; MARGA WICAKSONO, Indra. Freedom of Contract in Choosing a Financial Services Sector Consumer Dispute Resolution Forum. Kertha Patrika , Bali, Indonesia, v. 47, n. 2, p. 217–232, 2025. DOI: 10.24843/KP.2025.v47.i02.p06. Disponível em: https://ejournal4.unud.ac.id/index.php/patrika/article/view/112. Acesso em: 27 oct. 2025.