Dewi, Ida Ayu Cintiya Kencana, and I Made Aditya Mantara Putra. “Comparison of Personal Guarantees and Collateral in Bank Credit Agreements and Leasing Financing”. Kertha Patrika , vol. 47, no. 3, Dec. 2025, pp. 4565465-54644654, https://doi.org/10.24843/KP.2025.v47.i03.p05.