I. A. C. K. Dewi dan I. M. A. M. Putra, “Comparison of Personal Guarantees and Collateral in Bank Credit Agreements and Leasing Financing”, KP, vol. 47, no. 3, hlm. 4565465–54644654, Des 2025, doi: 10.24843/KP.2025.v47.i03.p05.